Man Scratches Two Winners - One a $3 Million Winner

Chadd Bill of Clay, NY won $200 on the first lottery ticket he bought on Feb. 27. The second ticket he bought later that day will pay for his three children to go to college, and a lot more.

Bill, 32, a self-employed carpenter and father of three, won $3 million in the 50X the Money scratch-off game, the New York State Lottery announced this week.
According to, Bill was a double winner that fateful February day. An occasional lottery player, the first ticket he bought that day was a $200 winner.

Later that evening, as he was going to pick up his son from basketball, Bill stopped for a cup of coffee.
On a whim, he decided to buy another lottery ticket. The machine spit out a ticket indicating it was one of four remaining tickets in the machine for the game. Bill decided to buy the other three tickets.

He went back out to his truck to scratch the tickets and the word “Jackpot” appeared under the number 5. “The first ticket I scratched off was a winner,” Bill said.
“The first thing that went through my mind was my kids could to go a good college,” Bill said. “It was a huge relief.”
He went back into the store to check the ticket. “I wouldn’t let the lady hold it when she scanned it in. I would not let go,” Bill said.

Going back out to the truck, he called Jennifer, his wife of 10 years. He told her he’d won the lottery and their three kids were going to college.
It took a while for the truth to set in, she said. “I thought he was joking.”
Next, Bill went to pick up his young kids, whom the Clay couple declined to identify.
“They’re too young to comprehend it,” he said. But one day, they’ll understand that their dad won the lottery, Bill said.

Bill’s winnings will be paid out in annual installments of $150,000 a year for 20 years, or $99,270 a year after taxes.
Bill wouldn’t talk about his finances, other than to say the winnings will help. He said he will continue to work remodeling homes.
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Sounds like Bill is a smart guy. He opted to take the prize paid over 20 years rather than as a lump sum, which saved him from paying a higher income tax rate. He’s using the winnings to secure the future and he had an immediate plan for the winnings. Bill also wouldn’t let the store clerk take the ticket from him, which is the right thing to do. Congratulations Bill!
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There was no jackpot winner in last night’s Mega Millions drawing to it continues to inch upward. Tonight’s Powerball jackpot is at the minimum after last Saturday’s win.

$40,000,000 est
Cash Option:$25,000,000

$34,000,000 est
Cash Option:$25,100,000